Funding Solutions for
SMEs
Funding to fuel
Your Business
If you have ambitions to scale your business, but concerns about cashflow, then our asset finance solutions or business loans could be the answer.
If you are unsure about which option is most suitable, our asset finance team are available to work with you to find the option that’s most suitable. If we don’t have a suitable option, they can let you know that too – this isn’t a hard sell.
To speak with one of our asset finance team, you simply need to fill in the Finance Enquiry form and a member of our team will be in touch within 4 working hours. If you already know which type of finance option you need, click here to begin a full application.
Alternatively, call us on
- +35316391370
Our Business SME & Leasing Financing Options
Leasing
SME Leasing allows small to medium enterprises to finance assets including cars, commercial vehicles, plant and machinery and many other types of equipment. Lease terms are usually between 2 to 5 years and provide the SME with fixed monthly rental repayments for the term (payment may be V.A.T deductible where registered and where applicable).
Benefits
- Use of Equipment as if you own it.
- Fixed monthly payment over fixed term of 2 – 5 years.
- Initial capital outlay preserved which helps preserve cash flow.
- VAT element of rental can be reclaimed if registered for VAT.
- 100% finance provided.
Hire Purchase
Hire purchase is an agreement whereby fixed plant, equipment, vehicles or other applicable assets are purchased by the lender on behalf of the customer and hired for an agreed term. On completion of the term, ownership generally passes to the customer for a nominal sum.
Benefits
- Own Equipment at end of term.
- Fixed payment over term 2 – 5 years.
- Flexible repayments where required Monthly, Quarterly, Half yearly or Seasonal.
- VAT element of rental can be reclaimed if registered for VAT.
- Flexible deposits.
Contract Hire
Contract hire is an arrangement whereby the finance company buys the vehicle and in turn hires it out to the SME over a fixed term, usually 3 or 4 years. The key benefits of contract hire are that the monthly payments are fixed; the repayments are generally a lower than a Lease or Hire Purchase agreement and there is no depreciation risk on the vehicle for the company owing to the residual value.
Benefits
- No large capital outlay.
- Fixed monthly repayment over 24 – 48 months.
- Reduced payment.
- Maintenance build in if required.
- No risk of depreciation, return car at end of term and start again.
- Drive a new car with all the benefits.
Rental Agreement
Vendor Finance also known as Rental agreements are leasing facilities available for approved office equipment suppliers to enable SME’s finance photocopiers, printers, telecommunication equipment and business equipment in general. Lease terms tend to be in the range of 2-5 years with fixed monthly / quarterly rental agreements. Maintenance packages are also available, and payments are VAT deductible where applicable.
Benefits
- Fixed monthly /Quarterly repayments.
- No large outlay of capital.
- Use of up-to-date equipment / technology.
- Maintenance can be built into agreement if required.
- Fixed term from 2 to 5 years.
What types of asset do we finance?
Vehicles
- Vans
- Cars
- Minibus
- Rigid Trucks
- Arctic Truck
Agri
- Tractor
- Mower
- Bulk Tank
- Feeder
- Trailer
- Quad
- Slurry Tanker
- Bailer
- Teleporters
- Loaders
Construction
- Excavator
- Trailer
- Teleporters
- Loaders
- Generator
- Dumper Truck
- Cherry Picker
- Rock Crushers
Manufacturing
- Forklift
- Specialised Robotics
Office
- Printers
- IT Equipment
Medical & Dental
- Surgical Equipment
- Dental Equipment
- Vetinary Equipment
- Medical Diagnostic Equipment
- Radiography Equipment
- General Medical Equipment for Hospitals and Clinics
Additional Products
A long-term low-cost scheme to support eligible businesses, including farmers and fishers, when investing in climate action and environmental sustainability. Click below to find out more about the loan and how it can help your business. From there you can fill out our enquiry form for a call back from one of our specialists.
Investing in greener energy options for your home can reduce your reliance on fossil fuels, lead to savings in energy costs and enhance your energy independence. Our Green Lending solution is a simple and effective way to invest in your energy efficiency without having to cover all the costs upfront.
Or Get In Touch
Call Us
Email Us
Opening Hours
9:00 AM - 17:30 PM
Postal Address
Finance Ireland Leasing,
Clerkin House,
85 Pembroke Road,
Ballsbridge, Dublin 4,
D04 YN53.
Regulatory Information
You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.
If you do not meet the repayments on your credit facility agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.